Dr Santosh Kumar Das presented the major findings of the ICSSR sponsored study in the online workshop conducted at ISID on July 23, 2021. The presentation was focused on the performance of India’s banking sector with focus on the non-performing assets or advances (NPAs). The NPA crisis was analysed in the context of the changing structure of India’s banking sector. It provided critical insights into the NPA problem by exploring the nature and contributing factors of the current banking crisis in India. The presentation highlighted the possible impact of NPAs on banks and factors which have played critical role in accumulation of NPAs in India’s banks. Besides critically underlining the current policy and approach to NPA management and resolution, it suggested a set of appropriate policies for effective NPA management and resolution.
A distinguished panel comprising academics and bankers reviewed the Study Report. Eminent panellists included Mr Gopal Krishna Tadas, former Executive Director of the IDBI Bank, who provided a banker’s insights on the subject; Prof Rudra Sensarma of the Indian Institute of Management Kozhikode; and, Prof Ananaya Ghosh Dastidar of the Department of Finance and Business Economics, Delhi University, who provided many useful comments and suggestions. The event was moderated by Prof Nagesh Kumar. The deliberations of the workshop were helpful in enriching the report.